Question 1

Who is eligible for the Canadian Dental Care Plan (CDCP)?

Accepted Answer

The CDCP is available to Canadian residents who have no access to dental insurance through an employer, a union, or a government plan, and whose adjusted family net income is under a certain threshold. As of 2024-2025, the plan is fully open to all eligible Canadians. Your eligibility is determined through your CRA tax return. Apply through Service Canada or Canada.ca.

Question 2

Is Dentistry on Duncan Mill a registered CDCP provider?

Accepted Answer

Yes. Dentistry on Duncan Mill is a registered Canadian Dental Care Plan (CDCP) provider. We can provide eligible patients with covered dental services and submit claims directly to Sun Life on your behalf. You do not need to pay upfront for covered services beyond your cost-sharing portion.

Question 3

What dental services does the CDCP cover?

Accepted Answer

CDCP coverage includes a wide range of preventive and restorative dental services: oral exams, X-rays, professional cleanings, fluoride treatments, fillings, extractions, dentures, root canals, periodontal treatment, and more. Cosmetic procedures such as teeth whitening are generally not covered. The specific procedures covered and the co-payment amounts depend on your income level.

Question 4

Do I have to pay anything with CDCP?

Accepted Answer

Cost-sharing (co-payment) may apply depending on your adjusted family net income as reported to the CRA. Patients with lower incomes may pay little to nothing, while those with higher incomes pay a percentage of eligible service costs. The CDCP covers the remaining amount. Income thresholds and co-payment rates are set by the federal government and may change each plan year — visit canada.ca or call Service Canada at 1-833-537-2538 for the most current rates. We will always confirm your co-payment level with you before treatment begins.

Question 5

How do I use my CDCP benefits at Dentistry on Duncan Mill?

Accepted Answer

Once you are enrolled in CDCP and have received your welcome letter and Sun Life member card, simply bring your membership information to your appointment. We verify your eligibility, provide the care you need, and submit the claim directly to Sun Life. You pay only your co-payment portion at the time of service.

Question 6

Can my whole family use CDCP at your clinic?

Accepted Answer

Yes. Children under 18, adults, and seniors who are all enrolled in CDCP can receive care at Dentistry on Duncan Mill. We welcome families of all sizes and will coordinate each member's coverage to make the process as smooth as possible.

Question 7

What if I am not eligible for CDCP?

Accepted Answer

If you are not eligible for CDCP, we also accept NIHB (Non-Insured Health Benefits for First Nations and Inuit patients) and IFHP (Interim Federal Health Program for eligible refugees). We also accept most private dental insurance plans with direct billing. Ask about our flexible payment options.

CDCP — Canadian Dental Care Plan Accepted in North York

CDCP Eligibility Requirements

Covered & Not Covered Services

How Much Will You Pay?

CDCP Frequently Asked Questions

Use Your CDCP Benefits at Dentistry on Duncan Mill